Group Benefits · Executive Benefits · Benefits Audit

Benefits that work as hard as your business does.

Nova HR designs, places, and manages benefits programs built around your business — not a carrier's default package. From group coverage to executive retention structures, we make sure your benefits are doing their job.

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Professional benefits consultation
Where we start

Every engagement starts with a complimentary audit.

Before we recommend anything, we assess what you have. Using institutional-grade benchmarking tools, we evaluate your current benefits plans, carrier costs, employee utilization, and how your package stacks up against your industry peers. You get a clear, honest picture of what's working, what isn't, and where the gaps are — at no cost, no obligation.

Financial planning and professional analysis
  • Full benefits plan review and cost analysis
  • Employer vs. employee contribution benchmarking
  • Utilization review — are employees using what you're paying for?
  • Industry and peer competitive benchmarking
  • Gap identification and prioritization
  • Written findings and recommendations
The audit is always complimentary. No commitment required — just a clear picture of where you stand.
What we offer

Built for every layer of your organization.

From your first full-time employee to your executive team, Nova HR structures benefits programs that attract the right people and keep them.

Group Benefits

Full-cycle group benefits design and placement through top-tier carriers. We handle everything from plan selection and enrollment to annual renewals — so your team is covered and your costs are controlled.

  • Medical, dental, and vision coverage
  • Life and disability insurance
  • Voluntary and supplemental benefits
  • Open enrollment planning and execution
  • Annual renewal strategy and carrier negotiation

Business Financial Evaluation

A complimentary assessment of your business's financial health as it relates to your people strategy — identifying risk, opportunity, and the right benefit structures for where your business is today and where it's going.

  • Business needs and risk assessment
  • Key person dependency analysis
  • Benefits cost vs. revenue benchmarking
  • Recommendations tied to growth stage
High-Impact Retention Tool

Executive Benefits

Your leadership team drives disproportionate value. Executive benefits are how you protect that investment — financial structures that tie key people to the business and make leaving expensive. We design and place executive benefit packages that work as attraction tools, retention mechanisms, and long-term incentives.

  • Supplemental executive retirement plans (SERPs)
  • Deferred compensation plan design
  • Key man and life insurance structuring
  • Non-qualified benefit plan design
  • Golden handcuff structures and vesting schedules
  • Board-level benefits strategy

Executive benefits are one of the most underutilized retention tools available to growing companies. The right structure can make losing a key leader financially untenable — for them and for you.

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The bigger picture

Benefits aren't a perk. They're a strategy.

57% of employees say benefits are a top factor in accepting a job offer
200% of annual salary — the cost of replacing a key executive
1 in 3 employees leave within a year when benefits don't meet expectations

Most companies renew the same benefits package every year without ever asking whether it's working. Nova HR exists to change that — with a process that starts with honest benchmarking and ends with a program your employees actually value.

Let's talk

Find out what your benefits are actually costing you.

Start with a complimentary audit. We'll show you exactly where you stand and what a better program looks like for your business.

Book a Benefits Call →